Loan / Advances Interest Rate

W.E.F 01/09/2025

Loan Type	Rates
FD Loan/OD	+1.00%
Against Govt. Sec. NSC/KVP	11.00%
Vehicle Loan (Only for New Vehicle) → Two Wheeler → Four Wheeler CIBIL >750 650 to 750 <650 → Commercial Vehicle	11.50% 9.00% 10.00% 12.00% 12.00%
Cash Credit (Hypo or Book Debt) With 100% collateral Security → Up to 25 lacs → Above 25 Lacs	11.00% 10.50%
SOD → Up to 25 lacs → Above 25 Lacs	11.00% 10.50%
Term Loan for Business purpose like, Machinery, Medical Instrument, Factory Prem. Etc. → Up to 20 lacs → 20 Lacs to 50 Lacs → Above 50 Lacs	9.00% 10.00% 10.50%
Mortgage Loan - For All	11.00%
Housing Loan (up to 60 lacs) → Up to 20 lacs → Up to 60 lacs Housing Bank Transfer - Top up	8.50% 9.00% 10.00%
Education Loan (Up to 20 lacs)	10.00%
Personal Loan (Un Secured) LP Type Up to 2 lacs Personal Loan (Un secured) – MT Type Up to 3 Lacs Clean Cash Credit (CC) Type Up to 2 lacs	14.00% 12.00% 14.00%